Home Loan Connections
  • Network of interested lenders
  • Fast, convenient, safe
  • Mortgage resource center
Find Lenders

Privacy Policy

InterestRatesMortgageLoans.com (the "Company" hereinafter) worked out the present privacy policy ("Privacy Policy") to clarify the way we use personal customers’ information, and assure our clients of our fair information practices and protection of their privacy while using the InterestRatesMortgageLoans.com site (the "Website"). The Website serves the needs of US citizens and acts in accordance with the US legislation and principles of transparency, free choice and accountability as to the use of customers’ personal data.

Having registered on our site you give your asset to the usage of your personal details in accordance with this Privacy Policy, you can also remove your information from our databases, sending a request via our contact form.

The present website is intended for US citizens only who have reached eighteen (18) years old. Using the site, you confirm that you have read, understood and agreed to the terms of Use and the Privacy Policy of the Company. In case you do not agree or understand anything in full, leave the website.

1. Types of Information We Collect

Personally Identifiable Information ("PII") the details the user submits to access and use the Website: first and last name, DOB, contact details and postal address, financial data, and employment information.

Non-personally Identifiable Information ("NPII") the information got through the client’s access to and use of this Website collected irrespectively of submitting any information by him: type of browser, IP address, operating system type used, referral/exit pages, date/time stamp and/or the domain name of the Internet service provider. We may provide NPII to third parties, on our choice.

2. How the Company Uses and Shares Customers’ Personally Identifiable Information

We use the data submitted by our clients to help them to be matched with independent third party lenders to fulfill the products or service requests we get. The information may also be used to prevent fraud or other purposes permitted by applicable law and the client. The Company may share the PII with a cooperating lender we have a contract to provide products and/or services, third party companies helping in delivery the services to the customers or with technical procedures, consumer reporting and related agencies. Those third parties are prohibited to share the customers’ information further on or use it for some other purposes. The data provided by the customers may also be used for dispute resolving, technical questions troubleshooting, and agreements implementation. In case of legal request from a governmental entity the Company can disclose the personal information of her clients as well as for the purposes of the Company or its affiliates rights protection, crime prevention, personal safety of users, the public or national security protection. In case a third party purchases the whole our business or part of it, the customers’ information will be transferred to it and potentially it may be in any part of the world.

3. Email and Telemarketing

Having registered on our site the client gives his permission to the Company to provide his personal information to the Third Party Marketers, which may use it for advertising needs by means of email and telemarketing calls (including SMS text messages).

The registration on and the usage of our Website constitutes a purchase, an inquiry and/or a request for purposes of the Amended Telemarketing Sales Rule, 16 CFR §310 et seq. (the "ATSR"). Even if the telephone number is included in the Federal Trade Commission's Do-Not-Call List, the customer authorizes us to realize telemarketing in accordance with the ATSR and agrees that he is responsible for any such charges, confirming that he has reached 18 years old.

4. Cookies, Web Beacons, Pixel Tags, Log Files and Online Behavioral Technologies

The Website as well as email messages may enclose Company-related and Third Party Marketers’ (e.g., advertisers and advertisements) cookies, browser analysis tools, pixel tags, web beacons and web server logs which help the Company and/or Third Parties track the online behavior of the users, get information as to their operating system and type of browser, language of the system, place and time zone the customer is in, see what webpages or email have been visited, track the IP address of the device used, track which particular online advertisement the link or webpage clicked.

Cookies are small files stored in web server and on computers, which are uniquely assigned to the users by a webpage server while visiting a particular webpage or click on a link and they may help to associate the information of each user to his unique profile. They allow the Company and/or Third Party Marketers identify each customer when he returns, track and target his interests to provide a customized experience. Such files assist with the providing of a customized browsing experience as well as with the detection of some kinds of fraud.

Pixel tags and web beacons, tiny graphic images, which allow to determine the users’ specific actions when they access webpages or open email messages. Log files, IP addresses among them as well as browser type, Internet provider, referring/exit pages, platform type, date/time, and number of clicks help in trends analysis, website administration and user's movement tracking.

Keep in mind that the policies of using cookies by the Third Party Marketers are disclosed in their Privacy Policy. To prevent online tracking by various technologies within an email message, you can unsubscribe from the email list any time using the special link provided.

5. Security of the Customers’ Personally Identifiable Information

The Company stores the clients’ personal data in a special database on secure systems to prevent it from unauthorized access and guarantee the accurate use of information gathered online. The access to PII is strictly limited, and not publicly available. The specialists of the Company are dedicated to guaranteeing the security and privacy of all users’ information, to the extent reasonably possible. The employees not following the corporate policies are subject to disciplinary action.

Nevertheless, the Company cannot promise that the security measures taken can prevent the corporate computers from being illegally accessed; the Company does not bear responsibility for such actions. But in case an information security breach has taken place the customers will be informed and may request to modify or delete their personal data any time.

6. No Information Collected From Children

The Company does not gather any PII from children under eighteen years old. In case we get to know we have collected some information about a child under the age of eighteen, that information is instantly deleted from the Company’s database. The present Privacy Policy is complied with the Children’s Privacy Protection Act ("COPPA").

7. Changes to This Privacy Policy

The Company may change or remove certain items of our Privacy Policy any time without prior notification. The updates are posted herein and the information will be used in accordance with the privacy policy under which it was collected.

Please check this page regularly to follow the changes that may have influence on you. The usage of the site after certain changes means that you accept the revised Privacy Policy.